# Payoffs

The Snowball Referral Program rewards both referrers and referees through automated monthly payoffs. This page details how cashback for referrers and discount refunds for referees are calculated, exchanged, and transferred.

Every month, the system automatically calculates rewards for both roles based on successful identity claims

{% stepper %}
{% step %}

## **Calculation**

The system computes the reward amount in native tokens for each claimed identity. 

* For referrers, this is the cashback
* For referees, it’s the discount refund.
  {% endstep %}

{% step %}

## **Tier and Percentage Based**

### **Referrers**

Referrers earn **cashback** from each successful identity claim made through their referral link. This cashback is calculated based on the value of the claimed identity and the referrer’s commission tier.

Cashback is determined by the Referrers' commission tier. 

See [Referrers Tiers](/snowball/programs-and-gamification/referral-and-affiliate-systems/referral-system/referral-tiers-leaderboard-pools-and-commissions.md)

{% hint style="info" %}
***Example:***** If an identity is claimed for 0.01 ETH and you’re in a tier earning 10% cashback, your reward is 0.001 ETH.**
{% endhint %}

### **Referees**

Referees receive a **discount refund** as a reward when they claim an identity using a referral link. This discount represents a 5% deduction from the identity purchase price.

A flat 5% discount is applied.

{% hint style="info" %}
***Example:***** For a 0.01 ETH identity claim, you receive a refund of 0.005 ETH.**
{% endhint %}
{% endstep %}

{% step %}

## Exchange, Transfer & Address Requirements

On the designated payoff day (the first day of each month):

1. **Currency Conversion:**\
   The calculated reward amounts are automatically exchanged into stablecoins or APT tokens.
2. **Transfer to Wallet:**\
   The converted amounts are then credited to the Referrers/Referees wallet on the Aptos Network.
3. **Aptos Address Validation (Common to Both Roles):**
   * Referrers/Referees' Primary identity must have a valid Aptos address registered.
     * If the Aptos address is not on record at payoff time, the system holds the accumulated rewards and processes the transfer once your Aptos address is added.
       {% endstep %}
       {% endstepper %}


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://snowball-mns.gitbook.io/snowball/programs-and-gamification/referral-and-affiliate-systems/payoffs.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.